Plaid Link

The gold standard in account linking

Plaid Link securely connects your customers’ financial accounts to your app or service in seconds—delivering the highest conversion rates in the industry.

Talk with our team View API docs

Login screen showing WonderWallet using Plaid to connect financial accounts, prompting the user to enter a phone number. The background features abstract line art and bank icons, representing secure account linking across institutions.

See Plaid Link in action

Verify with a phone number, choose a financial institution, and link an account—in seconds.

See Plaid Link in action

Verify with a phone number, choose a financial institution, and link an account—in seconds.

Flexible by design.
Seamless when it ships.

Plaid Link is modular, instantly connecting customers to any financial use case in a format that fits your experience—so they can move, manage, and spend money without disruption.

Flexible by design.
Seamless when it ships.

Plaid Link is modular, instantly connecting customers to any financial use case in a format that fits your experience—so they can move, manage, and spend money without disruption.

Tap into the most connected financial network

  • 12k+ global financial institutions are on the Plaid Network

  • 1 in 2 adults in the U.S. have connected to an app or service with Plaid Link

  • 7k+ apps and services connected to Plaid through Link

Plaid has done a great job of normalizing its service across all financial institutions, so we don’t have to worry about where our users do their banking.

Zuben Mathews,
Co-founder and CEO

Read more

BEST-IN-CLASS CONVERSION

Secure, seamless onboarding
built to boost conversion

Reduce friction for returning users

When customers connect through Plaid, they can choose to be securely remembered, making future connections quicker and easier.

Reduce friction for returning users

When customers connect through Plaid, they can choose to be securely remembered, making future connections quicker and easier.

  • conversion lift

    for enrolled returning users

  • of Plaid's traffic

    is on or committed to APIs

  • average uptime

    across Plaid’s systems

BUILT FOR SECURITY & COMPLIANCE

Maintain security, compliance, and trust—every time

Built for the new era of open banking

Plaid’s security is always evolving to meet or exceed rigorous industry standards—from creating customer-facing privacy tools to using unique insights from the Plaid Network to stop fraud before it happens.

  • Limit the risk of fraud in real time

    Plaid analyzes device IDs, SIM details, mobile carrier signals, and more—flagging risk in real-time and stopping bad actors before they reach your platform.

    Illustration of a vintage portrait being examined through a magnifying glass, with a fingerprint and ID card in the background, symbolizing identity verification, fraud detection, or financial due diligence.
  • Plaid is certified in internationally recognized security standards, like ISO 27001, ISO 27701, and is SSAE18 SOC 2 compliant.

    Illustration of a rolled-up certificate sealed with a ribbon and a wax stamp labeled 'ISO,' representing international security and quality certification. The document rests on sheets of paper, with the artwork set against a gradient blue-to-purple background framed by a dark navy border, symbolizing trust, compliance, and organizational credibility.
  • We build controls into our products to give your customers power over their data. And we work across the ecosystem to raise the bar on privacy and industry standards.

    Illustration of a vintage-style secure safe with a modern keypad lock, drawn in a blue-to-purple gradient. The image is set against a rounded square background with a navy border, symbolizing user control, digital asset protection, and security of personal financial data.
  • Remembered customers can reconnect securely with passkeys—no passwords needed. Instead, they use device biometrics like Face ID or Touch ID for faster, safer logins.

    Illustration of a set of keys on a keyring, including a circular key fob with the Plaid logo. The image is drawn in a blue-to-purple gradient on a square background with a navy border, symbolizing digital security, authentication, or access control through passkeys or secure login methods.
Illustration of a vintage portrait being examined through a magnifying glass, with a fingerprint and ID card in the background, symbolizing identity verification, fraud detection, or financial due diligence.
We know that fraudsters are looking for the easiest way to make a buck, and they hit a significant roadblock with Plaid.

SVP of Product

Learn more

INTEGRATE WITH EASE

Set up fast. Ship faster.

No complex infrastructure. No lengthy onboarding. Just clear tools to get up and running fast. Get prebuilt SDKs, quickstart templates, and guided setup in the dashboard for simple and intuitive integration.

  • Launch on day one

    With prebuilt UI and ready-to-run backend code, all you need is a dev and a plan—you’ll be live by the end of the day.

  • No-code customization

    Plaid’s dashboard offers built-in resources that guide you through configuration—from adding new users to setting up webhooks.

  • Get started without an app

    Plaid can host the account linking flow and provide a secure URL to embed into your web or mobile experiences.

Boost conversion with the gold standard in account linking

Let’s get started

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